First quarter: JMU 14, Charlotte 49ers 7

The 49ers took advantage of a fumble by JMU's Coby Branch on the opening kickoff. Getting the ball at the Dukes 31, it took just two plays for the 49ers to score. Quarterback Matt Johnson hit Mikel Hunter for 23 yards over the middle, then Johnson scored on an 8-yard keeper with 14:30 still to play in the first quarter.

But James Madison came right back, getting a 9-yard touchdown run by Dae'Quan Scott to tie it 7-7.

Charlotte moved the ball on its next possession and had a first and goal at the Dukes 7. But the 49ers couldn't punch it in, with Johnson being stopped on a fourth-and-1 from the 1.

JMU then went 99 plays to take its first lead of the game. Scott bounced outside and scored from 20 yards to make it 14-7. Scott had 104 yards rushing in the first quarter.